Professor John Pointon
Plymouth Business School (HP) (Faculty of Business (HP))
Emeritus Professor of Finance
Qualifications: PhD BSc BA BTh FCA Background: John Pointon is Associate Lecturer part-time and also Emeritus Professor of Finance having been full-time Professor of Finance until his early retirement in 2011. He currently teaches Quantitative Finance and Methods to the MSc Finance students. John's research interests have led to publications with colleagues based in the UK, Germany, Egypt and Australia, over many years from 1978 to 2014 covering a range of issues including international shipping, bank credit scoring, the risk premium, the cost of capital, dividend policies, capital structure, tax systems, capital investment, share prices, share buy-backs, inflation, technological change, expropriation risk, finance leasing, and exchange rate risk.
Fellow of the Institute of Chartered Accountants in England and Wales.
Roles on external bodies
Methodist Local Preacher within the Plymouth and Devonport circuit.
Quantitative Finance and Methods
Staff serving as external examiners
Prior external examining experience has been with: Aberdeen University, Aston University, Australian National University, Birmingham University, Bournemouth University, University of Central England, University College of North Wales, Exeter University, University of Gloucestershire, Salford University, Southern Cross University (Australia), and University of the West of England.
Recent research interests have been in:
- international shipping finance
- credit scoring
- capital structure
- dividend policy
- exchange rate risk
Research degrees awarded to supervised students
Successful research degree completions (mainly as first supervisor):
Dr Lynn Hodgkinson, Dr Jon Tucker, Dr Sue Farrar, Dr Vince Hooper, Dr Fatih Yilmaz, Dr Ismail Ramli, Dr Asim Yuzbasioglu, Dr Teri McConville, Dr Sarah Claydon, Dr Jin Huan-Kim, Dr Mohammed Mustafa Omran, Dr Nasser Al-Shafi, Dr Sharifah Raihan Syed Zain, Dr Walaa ElKelish, Dr Rumbi Mukono, Dr Mohamed Bekiet El-Din, Dr Hussein Ali Hussein Abdou, Dr Ashraf Elbakry, Dr Moji Olugbode (TYL) and Dr Abdallah Al Khawaldeh.
Grants & contracts
I do not currently hold any research grants. But in the past, I have received grants from the Institute of Chartered Accountants in England and Wales, the Chartered Institute of Management Accountants and the Nuffield Foundation.
ARTICLES IN REFEREED JOURNALS (details of earlier publications over the last 30 years available on request)
Determinants of capital structure in the UK retail industry: a comparison of multiple regression and generalized regression neural network, H Abdou, A Kuzmic, and J Pointon, Intelligent Systems in Accounting, Finance and Management, (accepted, 2012).
A Variable Impact Neural Network Analysis of Dividend Policies and Share Prices of Transportation and Related Companies, HA Abdou, J Pointon, A El-Masry, M Olugbode, and RJ Lister, Journal of International Financial Markets, Institutions and Money, Vol. 22, No. 4, pp. 796-813, 2012
Factors Influencing the Propensity to Export: A Study of UK and Portuguese Textile Firms, F Serra, J Pointon and H Abdou International Business Review, Vol 21, No 2, pp 210-224, April 2012.
Credit Scoring, Statistical Techniques and Evaluation Criteria: A Review of the Literature, H Abdou and J Pointon, Intelligent Systems in Accounting, Finance and Management, Vol.18, Nos 2-3, pp. 59-88, 2011.
Finance Lease Evaluation under Alternative Tax Systems, J Pointon, Journal of International Business and Finance, Vol 2, No 2, 2010.
The Exposure of Shipping Firms' Stock Returns to Financial Risks and Oil Prices: a Global Perspective, A El-Masry, M Olugbode and J Pointon, Maritime Policy and Management, Vol 37, No 5, p.453-473, September 2010.
Target Gearing in the UK: a Triangulated Approach, J Tucker, J Pointon and M Olugbode, International Journal of Managerial Finance, Vol 6, No 1, pp. 58-80, 2010
Credit Card Fraud and Detection Techniques: a Review, L Delamaire, H Abdou, and J Pointon, Banks and Bank Systems, Vol 4, No 2, pp. 59-70, 2009
Capital Structure and Firm Characteristics: An Empirical Analysis from Egypt, M Omran and J Pointon, Review of Accounting and Finance, Vol 8, No 4, pp. 454-474, 2009.
Credit Scoring and Decision-making in Egyptian Public Sector Banks, H Abdou and J Pointon, International Journal of Managerial Finance, Vol 5, No 4, pp. 391-406, 2009.
A Scenario Analysis of the Risk Premium in G7 countries, M Omran and J Pointon, International Journal of Theoretical and Applied Finance, Vol 11, No 7, pp. 673-689, 2008.
Neural Nets versus Conventional Techniques in Credit Scoring in Egyptian Banking, H Abdou, J Pointon and A El-Masry, Expert Systems With Applications, Vol 37, No 3, pp.1275-1292, 2008.
Competitive Advantage and the Cost of Equity in International Shipping, J Pointon and A El-Masry, Journal of the Operational Research Society, Vol 58, pp 1138-1145, 2007.
On the Applicability of Credit Scoring Models in Egyptian Banks, H Abdou, A El-Masry and J Pointon, Banks and Bank Systems,Vol 2, Iss 1, pp. 4-20, 2007.
Credit Scoring Models for Personal Loans in the Egyptian Banking Sector, H Abdou, J Pointon and A El-Masry, Journal of International Business Strategy, ISSN: 1552-2903, Vol 3, Iss 1, pp. 64-77, 2006.
Is Accounting Information Value-Relevant in the Emerging Egyptian Stock Market, A Elbakry, A El-Masry and J Pointon, International Journal of Business Research, ISSN: 1554-5466, Vol 6, No 3, pp. 68-77, 2006.
Company Mission Statements and Financial Performance, P Atrill, M Omran and J Pointon, Corporate Ownership & Control, Vol 2, Iss 3,pp 28-35, Spring 2005.
Practitioners’ Perspectives on the UK Cost of Capital, E McLaney, J Pointon, M Thomas and J Tucker, European Journal of Finance,Vol. 10, pp. 123-138, April 2004.
Dividend Policy, Trading Characteristics and Share Prices: Empirical Evidence from Egyptian Firms, M Omran and J Pointon, International Journal of Theoretical and Applied Finance, Vol. 7, No. 2, pp.121-133,2004.
The Determinants of the Cost of Capital by Industry within an Emerging Economy: Evidence from Egypt, M Omran and J Pointon, Second Special Issue on Middle East Financial Markets, International Journal of Business Vol 9, No 3, pp 211-232, 2004.
The Impact of UK Tax Reform on Share Buybacks, Capital Investment and Financing Choices, J Pointon and D Spratley, Journal of Applied Accounting Research, Vol 7, No 1, pp 46-73, January 2004.
Shareholders versus Stakeholders: Corporate Mission Statements and Investor Returns, M Omran, P Atrill and J Pointon, Business Ethics: A European Review, Vol. 11, No. 4, pp 318-327, October, 2002
Does the Inflation Rate Affect the Performance of the Stock Market? The Case of Egypt. M Omran and J Pointon, Emerging Markets Review, Issue 2, pp 263 – 279, 2001
BOOK CONTRIBUTIONS since 2001 (details of earlier publications over the last 30 years available on request)
Assessing the Cost of Capital (Chinese Edition), translated by Jun Pu Jiao and Yang Gao, China Financial Publishing House of Beijing, 163 pp, 2003.
UK Taxation and Finance Leasing, J Pointon and E Welsh, in Taxation: Critical Perspectives on the World Economy, Volume 1, edited by S James, Routledge, London, pp 219-236, 2002.
Assessing the Cost of Capital, J Pointon, Financial-Times Prentice-Hall, Executive Briefing Series, 142pp, 2002.
Favourite quotation (source: Romans 5:8):
'But God demonstrates his own love for us in this:
while we were still sinners, Christ died for us'.